Call Us: (802) 447-2354  |  Email: info@lonerganandthomas.com

Get a quote
for your business
from Lonergan & Thomas!

Business Insurance

Business Property


Business Property insurance protects against physical damage or loss of business assets. It can cover general business property including machinery, fixtures & stock, motor truck cargo, scheduled property and contractor’s equipment.

General Liability


Business Liability insurance protects your business against financial loss resulting from claims of injury or damage caused to others by the business owner or employees.

Business Interruption


Business Interruption insurance protects a business owner against losses from a temporary shutdown due to insured events such as fire or theft. Business Interruption can reimburse loss of net profits and necessary continuing expenses.

Business Auto

Business Auto insurance provides coverage for liability, uninsured and underinsured motorists, medical payments, and physical damage to your business vehicle.  

Business Umbrella


Business Umbrella Insurance extends your general liability and business auto liability coverages and protects you from damages in the event of a catastrophic accident. A catastrophic accident could result in millions of dollars in damages; an umbrella policy will pay when the other applicable policies are exhausted.

Employment Practices


Employment Practices Liability Insurance (EPLI) protects employers from claims filed by workers claiming that their legal rights have been violated. The policy will reimburse expenses incurred by court costs as well as any settlements or judgments.

Workers Compensation

Workers compensation benefits are required by state law to be paid to an employee by an employer in the case of injury, disability, or death as a result of a job-related injury.

Professional Liability

Professional liability protects against loss from a claim of alleged negligent acts, errors or omissions in the performance of professional services.